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Thread: Car rear ended. Not totalled but what to do. Reply to Thread
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  Topic Review (Newest First)
06-01-2015 02:36 PM
MxRider Sounds like I need to kick the hell outta my quarter panel. HAHA
05-29-2015 09:33 PM
dpaton My 97 was totalled with a dent in the quarter as well. Estimate from the shop topped 4500. I got a check for 5300. It had just under 200k. No rust, no noticeable mods. I didn't even have to provide any comps.
05-29-2015 09:18 PM
basketballrox10
Quote:
Originally Posted by MxRider View Post
I hate to be the bearer of bad news but Your '98 in excellent condition which only 3% of cars are in "Excellent" Standards by KBB only Blue books for $2374, Therefor your car can be a total loss at even $2000 if the damage is in the right spot.


So If I were you I would be calling that adjuster back.

Just got a check for $2900 for a dent in my rear quarter panel and the car wasn't totaled. That was on a 99 with 200k miles. Insurance company said the car was valued at around $3800. Three body shops in the area all said the car was valued around $3500 in their software. Experience > Internet.
05-29-2015 07:28 PM
stealthpenguin I would sell the car or accept the payout from insurance. There are other Integras out there that need a good home.
05-29-2015 07:01 PM
MxRider
Quote:
Originally Posted by basketballrox10 View Post
$2k should be nowhere near totaled. My 98 LS with ~150k just got hit for almost $2.3k in damages and wasn't totaled. I wouldn't worry about it totaling out until $3k+. Depends on the state/location though.

I hate to be the bearer of bad news but Your '98 in excellent condition which only 3% of cars are in "Excellent" Standards by KBB only Blue books for $2374, Therefor your car can be a total loss at even $2000 if the damage is in the right spot.


So If I were you I would be calling that adjuster back.

05-24-2015 11:30 AM
stlcounty OP...I hear you, as our LS was rear-ended. The initial estimate was $2,200 but the final repair was $3,100. Then the spare tire compartment leaked.
So, if you are paying for all of the repairs, you should cut your ties with this Integra, post some photos (on this site), to see if someone will give you $500 for it "as is".
05-23-2015 09:29 AM
basketballrox10 $2k should be nowhere near totaled. My 98 LS with ~150k just got hit for almost $2.3k in damages and wasn't totaled. I wouldn't worry about it totaling out until $3k+. Depends on the state/location though.
05-23-2015 08:43 AM
turnerg1 [QUOTE=MxRider;3209426]$2k and they didn't total it out?!?! Have you had an insurance adjuster look at it yet?

Last year I was driving behind a tow truck and a Car dolly flew out of the back of that thing my car ran it over(Damaged my driver fender, bumper, ripped my carbon lip into pieces, broke front LCA, I was getting quoted $1700) And the adjuster said a lil bit more damage and he would file it as a total loss.


In my eyes that's your best bet to shoot for. That way they pay you out for the car and you can still fix it and sell it or just part it out but at least you have the $$$ cushion from the total loss to go get another teggy.[/QUOTE

I appreciate the responses. Maybe I forgot to mention.
We carry liability only.
Car was paid for in cash and since the value of the car is barely more than 2500 no sense in carrying collision.
Well at least I thought until now.

Greg
05-22-2015 03:08 PM
MxRider $2k and they didn't total it out?!?! Have you had an insurance adjuster look at it yet?

Last year I was driving behind a tow truck and a Car dolly flew out of the back of that thing my car ran it over(Damaged my driver fender, bumper, ripped my carbon lip into pieces, broke front LCA, I was getting quoted $1700) And the adjuster said a lil bit more damage and he would file it as a total loss.


In my eyes that's your best bet to shoot for. That way they pay you out for the car and you can still fix it and sell it or just part it out but at least you have the $$$ cushion from the total loss to go get another teggy.
05-22-2015 02:52 PM
turnerg1
Quote:
Originally Posted by dpaton View Post
You should be able to have the body pulled enough to get the trunk to seal and the bumper cover back on for $500 +/-. Shop around a little. Spend a few weekends and do the body work yourself, and the car will be back to clean enough you can sell it for a reasonable amount. Or keep it as a toy.
so far the 2 quotes ive had were near 2K due to the damage done. Ive lined up another for tomorrow.
Seems the reinforcement beam at the corner is pushed well into the frame piece causing some concern.
Also Ive found out the car was damaged on the rear bumper before and nicely pieced together by the person who had it before me. (nicely was sarcastic).
Shame on me for not doing a better job getting it examined before purchase.

Greg
05-22-2015 02:49 PM
turnerg1
Quote:
Originally Posted by shoebox_civic View Post
let whoever hit you's insurance pay to get it fixed?
if it were their fault I would. Unfortunately my son pulled out in front of the other person. Granted there was enough room for them to slow down had they been near the speed limit and the intersection wasnt right on the end of a large corner. And if the road had not been wet.
All in all perfect conditions for a wreck.

Greg
05-21-2015 06:14 PM
basketballrox10 Take the $2k and then sell the car or part it out. You could end up with $5k or so if you part the shell out. That's enough to buy a really nice DC2 or upgrade to a decent RSX.
05-21-2015 03:53 PM
shoebox_civic let whoever hit you's insurance pay to get it fixed?
05-21-2015 02:43 PM
dpaton You should be able to have the body pulled enough to get the trunk to seal and the bumper cover back on for $500 +/-. Shop around a little. Spend a few weekends and do the body work yourself, and the car will be back to clean enough you can sell it for a reasonable amount. Or keep it as a toy.
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