Originally Posted by JustTegIt on Apr/25/06
I am about to be going from Frost White to metallic blue...
You could always call your insurance company and ask on a 'What If' basis.
Red and yellow cars carry higher premiums, but I'm sure white and blue don't. So this shouldn't change your rate.
I've always personally wondered, if you painted a silver car red, for example, would that change your rate?
When you call, ask if color changes effect rates, specifically, would going from one color to another raise the premium, or could the change even lower it??
Another spur of the moment thought - I'd assume metallic blue costs more to spray than white, so if you didn't report the change, and had an accident, would they only want to pay up for what the white (what they insured) costs?